Free stuff is always a win. We want to be a resource for you and here you will find some hopefully handy information!

Free Stuff!

Free Info!

Credit and Debt issues can be difficult to navigate. Here are our top five most common requests for information.

Free Credit Report & Scores: Here are our two favorite sites: www.creditkarma.com (for Equifax and Trans Union) & www.freecreditscore.com (for Experian – this one is a FICO score). It does not hurt your credit when you use these sites, the information is accurate, and it is basically free credit monitoring.

Opt out of pre-approved offers.  Yes, those annoying “pre-approved” offers. Here is the link: Opt Out

Use this to remove pesky “consumer disputes this account” language on your credit report! Credit Bureau Dispute Your loan officer will love you for sending this in before you apply for a mortgage.

Need to dispute a collection account that you already paid with the credit bureaus? Use this! Dispute Collection Accounts  (Did you forget to get a receipt? No worries, use this request for a $0 balance template to send to the company you paid. Request $0 Balance)

Tired of debt collectors calling you – want the calls to stop? Use this. They can still write to you though. Cease & Desist

Happy Learning!Happy Learning!

This is our FREE consumer rights workshop that we host on the Third Thursday of from February to October!

Time: 5:30 – 7:00 pm | Place: AZCLG 700 E Baseline Rd. Suite C-3, Tempe, AZ 85283 | Cost: $0 | Food & Beverages Provided!

February 15, 2018 | Credit Repair – everything you want to know about credit report, credit scores and tips to improve your credit fast!

March 15, 2018 | Student Loans – from repayment options to discharge and everything in between

April 19, 2018 | Collections, Judgments & Tax Liens – everything we think you should know and how to solve bad debt problems

May 17, 2018 | Bankruptcy v. Debt Settlement – what’s the difference, which is better, and what do you need to know.

June 21, 2018 | Landlord Tenant Act – signing a lease, moving out early, and evictions, oh my!

July 19, 2018 | Student Loans – your 2018 update on new options

August 16, 2018 | Credit Repair – an update on 2018 trends

September 20, 2018 | Collections, Judgments & Tax Liens – everything we think you should know and how to solve bad debt problems

October 18, 2018 | Business Credit – yes, it’s a thing and we want to tell you all about it

You can RSVP on Facebook @AZCLG or call us 480-907-6088