Free stuff is always a win. We want to be a resource for you and here you will find some hopefully handy information!
Credit and Debt issues can be difficult to navigate. Here are our top five most common requests for information.
Free Credit Report & Scores: Here are our two favorite sites: www.creditkarma.com (for Equifax and Trans Union) & www.freecreditscore.com (for Experian – this one is a FICO score). It does not hurt your credit when you use these sites, the information is accurate, and it is basically free credit monitoring.
Opt out of pre-approved offers. Yes, those annoying “pre-approved” offers. Here is the link: Opt Out
Use this to remove pesky “consumer disputes this account” language on your credit report! Credit Bureau Dispute Your loan officer will love you for sending this in before you apply for a mortgage.
Need to dispute a collection account that you already paid with the credit bureaus? Use this! Dispute Collection Accounts (Did you forget to get a receipt? No worries, use this request for a $0 balance template to send to the company you paid. Request $0 Balance)
Tired of debt collectors calling you – want the calls to stop? Use this. They can still write to you though. Cease & Desist
2018 Line Up is coming Soon!