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Category Archives: Credit Repair

Why do I need credit?

Living within your means by paying cash for everything and not having any debt sounds pretty good right? Well, from a credit standpoint it’s bad.  In fact, it may cause you to have “bad credit” or no credit at all.
Why? […]

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How to negotiate debt!

By Rochelle Belnap, The Arizona Credit Law Group, PLLC
We see it all the time.  You have accounts in collections, you call the debt collector, pay them the full amount they are asking for, and then months or years later the […]

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What is FAKO v. FICO?

By Rochelle N. Belnap, The Arizona Credit Law Group, PLLC
You may wonder what is this FAKO/FICO thing people keep blogging about. Up until last year, credit monitoring companies were selling you credit scores that companies like banks, car dealerships, and […]

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What is credit monitoring?

By Rochelle N. Belnap, The Arizona Credit Law Group, PLLC
Credit monitoring is great, and these days it is important.  Credit monitoring allows you to access your credit information with Equifax, Experian, and Transunion.  This way you can become familiar with […]

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